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Insurance is essential, irrespective of the type business structure (company, sole trader or partnership) that is used to run a business.

Advice should be sought from a reputable insurance broker, as there are often industry-specific options available as a package. Without insurance, a business may find itself unable to cope when things go wrong, whether or not it is a problem with a customer or supplier, or if plant and equipment or business premises are damaged.

Some types of insurance are mandatory, like paying workers compensation premiums through the Return to Work scheme.

See the section on Insurance for more information about insurance generally.

Insurance  :  Last Revised: Fri May 17th 2013
The content of the Law Handbook is made available as a public service for information purposes only and should not be relied upon as a substitute for legal advice. See Disclaimer for details. For free and confidential legal advice in South Australia call 1300 366 424.